Commercial Packages
Liability, Property and (limited) Crime Coverage available.
Class Examples
Lessors Risks
Course of Construction
Restaurants
Distributors
Light Manufacturing
Office Parks/Buildings
Retail (most)
Grocery Stores (No liquor stores)
Industrial Parks
Shopping Centers
Warehouses
Risk Selection is low to medium hazard. Please refer to the Risk Classification Guide under the Products tab on our web-site at www.topains.com.
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Minimum Premium
$2,500
Average Premium
$6,159
Supplemental Coverage Endorsement available for $150
Excluded Classes
Aircraft Products
Employee Benefits
Fidelity
Growing/Standing Crops
Habitational
Heavy Manufacturing
Mobile Homes
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Garage Liability/Package
Garage Liability, Garage Keepers Legal Liability, and Property coverage available
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Class Examples
Accessories Sales & Installation
Air Conditioning Shops
Brake Shops (No trucks, except pickups)
Car Wash-Full Service
Emission Testing
General Repair
Muffler Shops
Oil & Lube Shops (No mobile service)
Tire Dealers, New (No retreads)
Transmission Shops
Tune-Up Shops
Upholstery Shops
Capacity
Garage Liability Limits $1,000,000/$2,000,000
Gargage Keeper’s Legal Liability Limits $250,000 per lot/$50,000 per vehicle
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Minimum Premium
$2,500
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1800 Avenue of the Stars, Los Angeles, CA 90067 800-949-6505
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