Commercial Property
Basic, Broad and Special Form (excluding earthquake)
Class Examples
Course of Construction
Distributors
Lessors Risk
Light Manufacturing
Office Parks/Buildings
Bars
Building Owners
Apartments (up to 20 years old)
Minimum Premium
$1,500
Average Premium
$4,440
Supplemental Coverage Endorsement available for $150
Risk Selection is low to medium hazard.
Please refer to the Risk Classification Guide under the Products tab on
our web-site at www.topains.com.
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Excess Property
Topa will consider excess property coverage:
In excess of primary policies written by:
-Admitted companies rated B++ or better, and
-Selected non-admitted companies.
On classes we currently write. Note: this coverage is not available on habitational risks (apartments, condominiums, motels etc).
Following primary form subject to primary policy maintenance warranty.
No catastrophic perils or DIC coverage.
Minimum Premium
$2,500
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