About Us

President's Message

Founded by John E. Anderson on the principle of “Do the Right Thing,” Topa Insurance Company has a proud 30+ year tradition.  While there have been many changes at Topa, our commitment to our stakeholders is unwavering. 

The Topa team is focused on the right things: our employees, policyholders, distribution partners, products and combined ratio. Topa has attracted and retained some of the best people in the industry.  Our employees enjoy working for Topa and are highly engaged in Topa’s success. 

We hope our customers feel the improvement in responsiveness and commitment to provide the best possible service. Our Team is always open to feedback and can be reached at any time if the need arises. Please remember, Topa is committed to the wholesale market and does not appoint retail agencies directly.

2017 was a challenging year for property and casualty insurance companies, including Topa.  We were challenged by several California wildfires and two category 5 hurricanes directly striking the US Virgin Islands where we have over a 15% market share. Despite the catastrophic losses, we have continuously delivered sound combined ratios while growing our top line.  Our A.M. Best rating remains at an A- (Excellent), VII.

By the completion of 2018, our new core system will cover all our products. We are heavily investing in our quote, bind and upload process to ensure that we are amongst the preferred companies to do business with.  We appreciate our customers and your support.  Please reach out to me if you require any further information about Topa.  My direct line and cell phone number are available here.

Regards, 

John E. Donahue, President & CEO

Topa is A.M. Best A- (Excellent), VII.

Our Team

Meet the Topa Insurance management team

History

Topa Insurance Company's predecessor, Universal Security Insurance Company, received its Charter in the state of California on March 23, 1981. The Company was originally owned by Sperry and Hutchinson (S&H Green Stamps) and subsequently was merged into Baldwin United Corporation. On December 31, 1984, the Company was acquired by John E. Anderson and became part of his Topa Equities Ltd. business. The name was changed to Topa Insurance Company.

Topa Equities Ltd. is a privately held, diversified, conglomerate with business interests in automobile dealerships, beer & beverage distribution, real estate, property management, consumer finance and insurance with extensive operations in California, Nevada, Hawaii and the U.S. Virgin Islands.

The insurance operations are conducted under the Topa Insurance Group umbrella and are headquartered in Calabasas, California.

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States where we do business


Topa Insurance Company is admitted in the following states:

  • Arizona
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Georgia
  • Iowa
  • Kansas
  • Maryland
  • Missouri
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Utah
  • Virginia
  • Washington
  • Washington, D.C.

Topa Insurance Company is approved for surplus lines (non-admitted) in the following states:

  • Alabama
  • Florida
  • Hawaii
  • Illinois
  • Michigan
  • North Carolina
  • Oregon
  • Tennessee
  • Texas
  • US Virgin Islands
  • Wisconsin

Topa Insurance Group

Topa Equities Ltd. is a privately held, diversified, conglomerate with business interests in automobile dealerships, beer & beverage distribution, real estate, property management, consumer finance and insurance with extensive operations in California, Nevada, Hawaii and the U.S. Virgin Islands. The insurance operations are conducted under the Topa Insurance Group umbrella.

Topa Insurance Group is a specialty insurance platform, made up of core company Topa Insurance Company, as well as Dorchester Insurance Company (USVI), NevPac Reinsurance (BVI), and Topa Insurance Services (USVI). The group is led by our Board of Directors, William Anderson, Chair, Judith Munzig (Anderson), Brenda Seuthe, John Donahue, Michael Day and Judy Mann. Topa Insurance Group is focused on underwriting profits, operation excellence and agility for continuous growth.

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